Smmh

Pittsburgh, PA · 1 · Charter #17371
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.1M
17th percentile
Members
756
28th percentile
Total loans
$890.4K
13th percentile
Total shares
$2.4M
18th percentile

Profitability

Return on assets
0.80%
50th percentile
Net interest margin
4.42%
66th percentile
Efficiency ratio
77.56%
28th percentile
Non-interest income ratio
3.27%
25th percentile

Capital & Risk

Net worth ratio
24.01%
84th percentile
Delinquency rate
3.23%
14th percentile
Net charge-off rate
1.39%
11th percentile
Loan-to-share
37.32%
19th percentile

Growth

Member growth YoY
-6.55%
11th percentile
Asset growth YoY
-4.97%
16th percentile
Loan growth YoY
-19.22%
7th percentile
Share growth YoY
-7.36%
13th percentile

Operations

Members / branch
756
36th percentile
Assets / member
$4,153
11th percentile
Field of membership penetration
50.40%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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