Cbi

PLAINFIELD, IL · 1 · Charter #15848 · www.cbifcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$17.6M
58th percentile
Members
1,154
41th percentile
Total loans
$7.6M
57th percentile
Total shares
$15.7M
60th percentile

Profitability

Return on assets
0.44%
32th percentile
Net interest margin
3.46%
32th percentile
Efficiency ratio
80.64%
22th percentile
Non-interest income ratio
11.46%
58th percentile

Capital & Risk

Net worth ratio
10.50%
19th percentile
Delinquency rate
0.97%
42th percentile
Net charge-off rate
-0.05%
94th percentile
Loan-to-share
48.67%
32th percentile

Growth

Member growth YoY
-7.68%
9th percentile
Asset growth YoY
0.67%
46th percentile
Loan growth YoY
-0.33%
61th percentile
Share growth YoY
0.12%
48th percentile

Operations

Members / branch
577
26th percentile
Assets / member
$15,242
86th percentile
Field of membership penetration
11.54%
25th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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