St. Luke's Community

Houston, TX · 1 · Charter #23525
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.7M
11th percentile
Members
297
10th percentile
Total loans
$615.7K
11th percentile
Total shares
$1.5M
13th percentile

Profitability

Return on assets
0.95%
57th percentile
Net interest margin
1.97%
4th percentile
Efficiency ratio
18.78%
99th percentile
Non-interest income ratio
1.31%
16th percentile

Capital & Risk

Net worth ratio
12.37%
33th percentile
Delinquency rate
3.31%
13th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
40.58%
22th percentile

Growth

Member growth YoY
1.02%
77th percentile
Asset growth YoY
-2.27%
28th percentile
Loan growth YoY
67.62%
99th percentile
Share growth YoY
-3.60%
26th percentile

Operations

Members / branch
297
12th percentile
Assets / member
$5,866
22th percentile
Field of membership penetration
9.90%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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