Friendly

Aliquippa, PA · 1 · Charter #10184 · www.friendlyfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$67.8M
19th percentile
Members
4,537
19th percentile
Total loans
$26.1M
10th percentile
Total shares
$56.4M
18th percentile

Profitability

Return on assets
0.85%
38th percentile
Net interest margin
2.82%
12th percentile
Efficiency ratio
59.47%
60th percentile
Non-interest income ratio
5.51%
4th percentile

Capital & Risk

Net worth ratio
16.99%
86th percentile
Delinquency rate
3.62%
2th percentile
Net charge-off rate
1.18%
8th percentile
Loan-to-share
46.31%
16th percentile

Growth

Member growth YoY
-2.58%
28th percentile
Asset growth YoY
4.76%
58th percentile
Loan growth YoY
-2.89%
27th percentile
Share growth YoY
5.63%
69th percentile

Operations

Members / branch
2,269
28th percentile
Assets / member
$14,939
55th percentile
Field of membership penetration
30.25%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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