South Carolina National Guard

Columbia, SC · 1 · Charter #17636 · WWW.SCNATIONALGUARDFCU.ORG
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$98.9M
45th percentile
Members
5,604
30th percentile
Total loans
$34.4M
20th percentile
Total shares
$75.0M
37th percentile

Profitability

Return on assets
2.39%
97th percentile
Net interest margin
4.21%
79th percentile
Efficiency ratio
47.15%
87th percentile
Non-interest income ratio
16.68%
47th percentile

Capital & Risk

Net worth ratio
25.32%
99th percentile
Delinquency rate
0.13%
91th percentile
Net charge-off rate
0.42%
40th percentile
Loan-to-share
45.89%
15th percentile

Growth

Member growth YoY
-1.22%
43th percentile
Asset growth YoY
6.38%
72th percentile
Loan growth YoY
-4.31%
20th percentile
Share growth YoY
3.22%
48th percentile

Operations

Members / branch
2,802
42th percentile
Assets / member
$17,646
74th percentile
Field of membership penetration
56.04%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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