Cheswick Atomic Division

Harwick, PA · 1 · Charter #15234 · www.cadfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.8M
24th percentile
Members
473
16th percentile
Total loans
$1.8M
21th percentile
Total shares
$3.2M
21th percentile

Profitability

Return on assets
0.74%
47th percentile
Net interest margin
3.26%
26th percentile
Efficiency ratio
66.58%
50th percentile
Non-interest income ratio
1.47%
16th percentile

Capital & Risk

Net worth ratio
33.75%
95th percentile
Delinquency rate
1.00%
41th percentile
Net charge-off rate
0.01%
72th percentile
Loan-to-share
57.43%
46th percentile

Growth

Member growth YoY
2.38%
86th percentile
Asset growth YoY
2.31%
58th percentile
Loan growth YoY
-12.95%
16th percentile
Share growth YoY
1.90%
58th percentile

Operations

Members / branch
237
9th percentile
Assets / member
$10,164
57th percentile
Field of membership penetration
31.53%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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