Peoples

Webster City, IA · 2 · Charter #64140 · www.peoples-credit-union.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$90.4M
38th percentile
Members
5,700
31th percentile
Total loans
$62.1M
52th percentile
Total shares
$76.0M
38th percentile

Profitability

Return on assets
1.24%
64th percentile
Net interest margin
4.04%
72th percentile
Efficiency ratio
56.54%
68th percentile
Non-interest income ratio
16.87%
48th percentile

Capital & Risk

Net worth ratio
10.58%
30th percentile
Delinquency rate
3.49%
3th percentile
Net charge-off rate
1.29%
7th percentile
Loan-to-share
81.68%
74th percentile

Growth

Member growth YoY
-18.20%
1th percentile
Asset growth YoY
1.40%
30th percentile
Loan growth YoY
-2.59%
28th percentile
Share growth YoY
2.61%
42th percentile

Operations

Members / branch
1,900
19th percentile
Assets / member
$15,858
61th percentile
Field of membership penetration
2.31%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Peoples?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo