Gas and Electric

ROCK ISLAND, IL · 2 · Charter #65003 · www.gaselectriccu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$128.0M
62th percentile
Members
5,526
30th percentile
Total loans
$85.0M
68th percentile
Total shares
$113.2M
64th percentile

Profitability

Return on assets
0.69%
28th percentile
Net interest margin
2.65%
8th percentile
Efficiency ratio
52.02%
79th percentile
Non-interest income ratio
16.62%
47th percentile

Capital & Risk

Net worth ratio
10.14%
25th percentile
Delinquency rate
0.67%
53th percentile
Net charge-off rate
0.17%
71th percentile
Loan-to-share
75.12%
63th percentile

Growth

Member growth YoY
-1.39%
41th percentile
Asset growth YoY
5.19%
62th percentile
Loan growth YoY
3.83%
64th percentile
Share growth YoY
3.22%
48th percentile

Operations

Members / branch
2,763
41th percentile
Assets / member
$23,169
91th percentile
Field of membership penetration
46.05%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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