Inspire

Newtown, PA · 1 · Charter #1759 · www.inspirefcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$405.1M
41th percentile
Members
17,870
17th percentile
Total loans
$282.5M
46th percentile
Total shares
$272.1M
20th percentile

Profitability

Return on assets
0.04%
5th percentile
Net interest margin
2.88%
18th percentile
Efficiency ratio
51.64%
77th percentile
Non-interest income ratio
14.09%
21th percentile

Capital & Risk

Net worth ratio
10.27%
40th percentile
Delinquency rate
0.58%
63th percentile
Net charge-off rate
0.10%
89th percentile
Loan-to-share
103.84%
94th percentile

Growth

Member growth YoY
7.87%
95th percentile
Asset growth YoY
8.97%
81th percentile
Loan growth YoY
-2.11%
18th percentile
Share growth YoY
8.39%
82th percentile

Operations

Members / branch
4,468
48th percentile
Assets / member
$22,668
86th percentile
Field of membership penetration
0.79%
12th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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