Credit Union of the Rockies

Golden, CO · 2 · Charter #67226 · www.cu-rockies.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$116.9M
56th percentile
Members
8,200
55th percentile
Total loans
$73.0M
60th percentile
Total shares
$104.1M
58th percentile

Profitability

Return on assets
0.52%
18th percentile
Net interest margin
3.65%
50th percentile
Efficiency ratio
76.13%
13th percentile
Non-interest income ratio
21.98%
73th percentile

Capital & Risk

Net worth ratio
10.66%
30th percentile
Delinquency rate
0.88%
40th percentile
Net charge-off rate
0.28%
56th percentile
Loan-to-share
70.14%
54th percentile

Growth

Member growth YoY
-4.61%
13th percentile
Asset growth YoY
7.60%
79th percentile
Loan growth YoY
-5.58%
16th percentile
Share growth YoY
7.92%
81th percentile

Operations

Members / branch
2,733
40th percentile
Assets / member
$14,253
48th percentile
Field of membership penetration
1.18%
18th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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