Potlatch No. 1 Financial

LEWISTON, ID · 2 · Charter #68700 · www.p1fcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.1B
50th percentile
Members
127,567
55th percentile
Total loans
$1.7B
56th percentile
Total shares
$1.8B
52th percentile

Profitability

Return on assets
0.20%
7th percentile
Net interest margin
3.44%
63th percentile
Efficiency ratio
53.42%
42th percentile
Non-interest income ratio
18.43%
49th percentile

Capital & Risk

Net worth ratio
8.70%
9th percentile
Delinquency rate
0.56%
65th percentile
Net charge-off rate
0.56%
43th percentile
Loan-to-share
93.70%
62th percentile

Growth

Member growth YoY
-0.24%
23th percentile
Asset growth YoY
1.06%
16th percentile
Loan growth YoY
-1.83%
13th percentile
Share growth YoY
-1.22%
7th percentile

Operations

Members / branch
4,725
13th percentile
Assets / member
$16,729
37th percentile
Field of membership penetration
1.46%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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