Cheyenne-Laramie County Employees

Cheyenne, WY · 1 · Charter #7307 · www.clcefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$31.6M
79th percentile
Members
1,886
63th percentile
Total loans
$4.8M
43th percentile
Total shares
$26.8M
79th percentile

Profitability

Return on assets
1.42%
76th percentile
Net interest margin
3.63%
37th percentile
Efficiency ratio
63.42%
57th percentile
Non-interest income ratio
16.54%
74th percentile

Capital & Risk

Net worth ratio
14.80%
49th percentile
Delinquency rate
0.83%
46th percentile
Net charge-off rate
0.25%
47th percentile
Loan-to-share
18.05%
4th percentile

Growth

Member growth YoY
-5.61%
15th percentile
Asset growth YoY
7.26%
85th percentile
Loan growth YoY
3.03%
73th percentile
Share growth YoY
6.85%
84th percentile

Operations

Members / branch
943
44th percentile
Assets / member
$16,730
91th percentile
Field of membership penetration
47.15%
63th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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