Together

Saint Louis, MO · 2 · Charter #62715 · www.togethercu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.7B
62th percentile
Members
145,653
61th percentile
Total loans
$2.2B
66th percentile
Total shares
$2.3B
63th percentile

Profitability

Return on assets
0.65%
25th percentile
Net interest margin
3.30%
57th percentile
Efficiency ratio
51.96%
49th percentile
Non-interest income ratio
19.24%
54th percentile

Capital & Risk

Net worth ratio
9.56%
21th percentile
Delinquency rate
0.79%
46th percentile
Net charge-off rate
0.59%
39th percentile
Loan-to-share
94.81%
67th percentile

Growth

Member growth YoY
2.37%
51th percentile
Asset growth YoY
5.42%
49th percentile
Loan growth YoY
10.25%
79th percentile
Share growth YoY
6.95%
65th percentile

Operations

Members / branch
5,602
25th percentile
Assets / member
$18,292
53th percentile
Field of membership penetration
5.83%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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