Credit Union of Texas

Allen, TX · 2 · Charter #66327 · www.cutx.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.7B
63th percentile
Members
180,444
72th percentile
Total loans
$2.0B
64th percentile
Total shares
$2.2B
61th percentile

Profitability

Return on assets
0.92%
44th percentile
Net interest margin
3.07%
39th percentile
Efficiency ratio
57.66%
25th percentile
Non-interest income ratio
39.88%
100th percentile

Capital & Risk

Net worth ratio
8.29%
5th percentile
Delinquency rate
1.75%
7th percentile
Net charge-off rate
1.32%
5th percentile
Loan-to-share
93.38%
61th percentile

Growth

Member growth YoY
6.77%
87th percentile
Asset growth YoY
5.50%
50th percentile
Loan growth YoY
-1.03%
16th percentile
Share growth YoY
9.49%
78th percentile

Operations

Members / branch
7,218
45th percentile
Assets / member
$14,839
20th percentile
Field of membership penetration
3.17%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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