Honor

BERRIEN SPRINGS, MI · 2 · Charter #63004 · WWW.HONORCU.COM
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8B
42th percentile
Members
105,536
44th percentile
Total loans
$1.4B
46th percentile
Total shares
$1.5B
42th percentile

Profitability

Return on assets
1.18%
63th percentile
Net interest margin
4.22%
95th percentile
Efficiency ratio
63.19%
10th percentile
Non-interest income ratio
24.23%
83th percentile

Capital & Risk

Net worth ratio
12.21%
73th percentile
Delinquency rate
1.18%
19th percentile
Net charge-off rate
0.61%
36th percentile
Loan-to-share
88.35%
47th percentile

Growth

Member growth YoY
-1.71%
14th percentile
Asset growth YoY
6.07%
54th percentile
Loan growth YoY
3.34%
38th percentile
Share growth YoY
5.47%
51th percentile

Operations

Members / branch
3,769
6th percentile
Assets / member
$17,137
41th percentile
Field of membership penetration
0.89%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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