Ravenswood

RAVENSWOOD, WV · 1 · Charter #13321 · www.rfcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$48.4M
99th percentile
Members
5,401
98th percentile
Total loans
$17.9M
85th percentile
Total shares
$43.4M
99th percentile

Profitability

Return on assets
0.87%
53th percentile
Net interest margin
3.69%
39th percentile
Efficiency ratio
70.14%
42th percentile
Non-interest income ratio
19.58%
82th percentile

Capital & Risk

Net worth ratio
9.24%
11th percentile
Delinquency rate
2.26%
21th percentile
Net charge-off rate
0.62%
27th percentile
Loan-to-share
41.14%
23th percentile

Growth

Member growth YoY
0.35%
71th percentile
Asset growth YoY
9.04%
90th percentile
Loan growth YoY
-4.10%
45th percentile
Share growth YoY
9.86%
91th percentile

Operations

Members / branch
2,701
89th percentile
Assets / member
$8,956
47th percentile
Field of membership penetration
15.43%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Ravenswood?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo