Guardian

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$1.2B

13^th percentile

Members

93,398

37^th percentile

Total loans

$927.7M

20^th percentile

Total shares

$932.1M

9^th percentile

Profitability

Return on assets

2.16%

96^th percentile

Net interest margin

4.00%

91^th percentile

Efficiency ratio

48.81%

62^th percentile

Non-interest income ratio

27.49%

93^th percentile

Capital & Risk

Net worth ratio

9.56%

22^th percentile

Delinquency rate

1.77%

7^th percentile

Net charge-off rate

1.03%

13^th percentile

Loan-to-share

99.53%

78^th percentile

Growth

Member growth YoY

2.02%

46^th percentile

Asset growth YoY

12.29%

89^th percentile

Loan growth YoY

8.07%

68^th percentile

Share growth YoY

2.52%

23^th percentile

Operations

Members / branch

6,227

33^th percentile

Assets / member

$12,655

6^th percentile

Field of membership penetration

9.73%

67^th percentile

Want the full picture for Guardian?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo