Teamsters Local 697

Wheeling, WV · 1 · Charter #20957 · www.teamsters697creditunion.
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.7M
15th percentile
Members
554
20th percentile
Total loans
$2.0M
22th percentile
Total shares
$2.4M
18th percentile

Profitability

Return on assets
0.43%
32th percentile
Net interest margin
6.63%
97th percentile
Efficiency ratio
80.98%
22th percentile
Non-interest income ratio
10.94%
56th percentile

Capital & Risk

Net worth ratio
12.36%
33th percentile
Delinquency rate
1.25%
35th percentile
Net charge-off rate
1.04%
16th percentile
Loan-to-share
82.93%
80th percentile

Growth

Member growth YoY
-1.42%
50th percentile
Asset growth YoY
-8.49%
8th percentile
Loan growth YoY
-5.16%
40th percentile
Share growth YoY
-10.01%
8th percentile

Operations

Members / branch
554
26th percentile
Assets / member
$4,929
16th percentile
Field of membership penetration
46.17%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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