Oklahoma Central

Tulsa, OK · 2 · Charter #62322 · www.oklahomacentral.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$728.2M
81th percentile
Members
42,831
78th percentile
Total loans
$329.8M
57th percentile
Total shares
$631.1M
83th percentile

Profitability

Return on assets
0.89%
42th percentile
Net interest margin
3.52%
55th percentile
Efficiency ratio
63.15%
33th percentile
Non-interest income ratio
16.40%
33th percentile

Capital & Risk

Net worth ratio
14.27%
87th percentile
Delinquency rate
0.21%
93th percentile
Net charge-off rate
0.29%
63th percentile
Loan-to-share
52.26%
6th percentile

Growth

Member growth YoY
-0.15%
42th percentile
Asset growth YoY
6.01%
58th percentile
Loan growth YoY
3.12%
45th percentile
Share growth YoY
4.72%
51th percentile

Operations

Members / branch
4,759
52th percentile
Assets / member
$17,001
57th percentile
Field of membership penetration
20.16%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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