Business and Industrial

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$44.7M

95^th percentile

Members

3,815

93^th percentile

Total loans

$17.2M

83^th percentile

Total shares

$36.7M

94^th percentile

Profitability

Return on assets

1.34%

73^th percentile

Net interest margin

3.64%

37^th percentile

Efficiency ratio

69.08%

44^th percentile

Non-interest income ratio

21.50%

85^th percentile

Capital & Risk

Net worth ratio

17.56%

64^th percentile

Delinquency rate

0.11%

77^th percentile

Net charge-off rate

0.08%

64^th percentile

Loan-to-share

46.85%

30^th percentile

Growth

Member growth YoY

-3.37%

29^th percentile

Asset growth YoY

5.30%

75^th percentile

Loan growth YoY

24.12%

97^th percentile

Share growth YoY

4.71%

74^th percentile

Operations

Members / branch

1,908

76^th percentile

Assets / member

$11,711

69^th percentile

Field of membership penetration

2.90%

13^th percentile

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