Awakon

ONAWAY, MI · 1 · Charter #7465 · www.awakonfcu.net
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$197.3M
89th percentile
Members
14,774
90th percentile
Total loans
$135.8M
92th percentile
Total shares
$167.6M
88th percentile

Profitability

Return on assets
2.24%
95th percentile
Net interest margin
4.72%
92th percentile
Efficiency ratio
59.34%
61th percentile
Non-interest income ratio
25.62%
85th percentile

Capital & Risk

Net worth ratio
13.19%
61th percentile
Delinquency rate
1.23%
25th percentile
Net charge-off rate
0.52%
31th percentile
Loan-to-share
81.03%
73th percentile

Growth

Member growth YoY
1.14%
71th percentile
Asset growth YoY
4.84%
59th percentile
Loan growth YoY
2.07%
54th percentile
Share growth YoY
2.84%
44th percentile

Operations

Members / branch
2,462
35th percentile
Assets / member
$13,357
41th percentile
Field of membership penetration
7.96%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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