Timberland

DUBOIS, PA · 1 · Charter #21413 · www.timberlandfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$94.9M
43th percentile
Members
9,259
63th percentile
Total loans
$56.9M
48th percentile
Total shares
$81.1M
43th percentile

Profitability

Return on assets
1.09%
54th percentile
Net interest margin
3.65%
49th percentile
Efficiency ratio
64.93%
43th percentile
Non-interest income ratio
26.64%
88th percentile

Capital & Risk

Net worth ratio
10.56%
30th percentile
Delinquency rate
0.81%
45th percentile
Net charge-off rate
0.51%
32th percentile
Loan-to-share
70.15%
54th percentile

Growth

Member growth YoY
-3.19%
23th percentile
Asset growth YoY
6.39%
72th percentile
Loan growth YoY
1.25%
50th percentile
Share growth YoY
6.77%
76th percentile

Operations

Members / branch
2,315
30th percentile
Assets / member
$10,255
15th percentile
Field of membership penetration
4.90%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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