Decatur Earthmover

Forsyth, IL · 2 · Charter #68597 · www.decu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$301.6M
16th percentile
Members
20,696
27th percentile
Total loans
$160.4M
7th percentile
Total shares
$264.3M
18th percentile

Profitability

Return on assets
0.56%
23th percentile
Net interest margin
4.38%
93th percentile
Efficiency ratio
84.46%
0th percentile
Non-interest income ratio
23.50%
75th percentile

Capital & Risk

Net worth ratio
11.85%
64th percentile
Delinquency rate
0.41%
79th percentile
Net charge-off rate
0.49%
41th percentile
Loan-to-share
60.69%
13th percentile

Growth

Member growth YoY
-2.08%
23th percentile
Asset growth YoY
2.64%
30th percentile
Loan growth YoY
1.10%
34th percentile
Share growth YoY
1.21%
19th percentile

Operations

Members / branch
3,449
24th percentile
Assets / member
$14,573
35th percentile
Field of membership penetration
2.31%
31th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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