Italo-American

Glendale, NY · 1 · Charter #110 · www.italoamericanfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$39.5M
89th percentile
Members
600
21th percentile
Total loans
$32.6M
99th percentile
Total shares
$33.2M
89th percentile

Profitability

Return on assets
1.09%
63th percentile
Net interest margin
2.09%
5th percentile
Efficiency ratio
22.51%
99th percentile
Non-interest income ratio
3.20%
24th percentile

Capital & Risk

Net worth ratio
14.96%
50th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
98.07%
93th percentile

Growth

Member growth YoY
3.63%
91th percentile
Asset growth YoY
3.61%
66th percentile
Loan growth YoY
9.17%
88th percentile
Share growth YoY
3.23%
65th percentile

Operations

Members / branch
600
27th percentile
Assets / member
$65,760
100th percentile
Field of membership penetration
40.00%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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