Sharefax

CINCINNATI, OH · 2 · Charter #61090 · WWW.SHAREFAX.ORG
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$722.0M
80th percentile
Members
42,016
77th percentile
Total loans
$508.3M
80th percentile
Total shares
$646.2M
84th percentile

Profitability

Return on assets
0.75%
36th percentile
Net interest margin
2.01%
2th percentile
Efficiency ratio
48.60%
86th percentile
Non-interest income ratio
21.68%
67th percentile

Capital & Risk

Net worth ratio
9.51%
26th percentile
Delinquency rate
0.61%
60th percentile
Net charge-off rate
0.27%
66th percentile
Loan-to-share
78.67%
45th percentile

Growth

Member growth YoY
32.65%
99th percentile
Asset growth YoY
42.33%
99th percentile
Loan growth YoY
42.60%
99th percentile
Share growth YoY
42.20%
99th percentile

Operations

Members / branch
4,202
41th percentile
Assets / member
$17,184
59th percentile
Field of membership penetration
1.61%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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