Lincoln S.D.A.

LINCOLN, NE · 2 · Charter #65561 · www.lincolnsdacu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.1M
41th percentile
Members
1,156
41th percentile
Total loans
$4.9M
43th percentile
Total shares
$8.9M
44th percentile

Profitability

Return on assets
-1.57%
4th percentile
Net interest margin
3.04%
20th percentile
Efficiency ratio
101.18%
6th percentile
Non-interest income ratio
7.75%
44th percentile

Capital & Risk

Net worth ratio
10.83%
21th percentile
Delinquency rate
2.05%
24th percentile
Net charge-off rate
-0.02%
92th percentile
Loan-to-share
54.72%
42th percentile

Growth

Member growth YoY
-3.51%
28th percentile
Asset growth YoY
-4.30%
19th percentile
Loan growth YoY
-5.00%
41th percentile
Share growth YoY
-3.00%
29th percentile

Operations

Members / branch
1,156
53th percentile
Assets / member
$8,734
46th percentile
Field of membership penetration
2.10%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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