National J. A. C. L.

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$38.9M

88^th percentile

Members

3,087

86^th percentile

Total loans

$20.1M

89^th percentile

Total shares

$33.9M

90^th percentile

Profitability

Return on assets

0.14%

21^th percentile

Net interest margin

2.75%

13^th percentile

Efficiency ratio

62.62%

59^th percentile

Non-interest income ratio

6.58%

39^th percentile

Capital & Risk

Net worth ratio

9.65%

13^th percentile

Delinquency rate

1.24%

36^th percentile

Net charge-off rate

0.13%

58^th percentile

Loan-to-share

59.40%

49^th percentile

Growth

Member growth YoY

0.03%

68^th percentile

Asset growth YoY

-2.10%

29^th percentile

Loan growth YoY

-10.15%

24^th percentile

Share growth YoY

-2.26%

33^th percentile

Operations

Members / branch

3,087

93^th percentile

Assets / member

$12,587

74^th percentile

Field of membership penetration

0.26%

1^th percentile

Want the full picture for National J. A. C. L.?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo