Jacom

los angeles, CA · 2 · Charter #63589 · www.jacomcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$55.0M
6th percentile
Members
7,795
51th percentile
Total loans
$20.5M
4th percentile
Total shares
$46.9M
6th percentile

Profitability

Return on assets
-0.92%
1th percentile
Net interest margin
2.11%
2th percentile
Efficiency ratio
109.10%
0th percentile
Non-interest income ratio
10.64%
18th percentile

Capital & Risk

Net worth ratio
16.37%
83th percentile
Delinquency rate
0.10%
94th percentile
Net charge-off rate
0.00%
97th percentile
Loan-to-share
43.82%
11th percentile

Growth

Member growth YoY
-1.76%
37th percentile
Asset growth YoY
-0.55%
17th percentile
Loan growth YoY
65.75%
100th percentile
Share growth YoY
-1.58%
15th percentile

Operations

Members / branch
2,598
38th percentile
Assets / member
$7,057
2th percentile
Field of membership penetration
38.98%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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