Stagepoint

Laramie, WY · 1 · Charter #687 · www.stagepointfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$129.4M
63th percentile
Members
8,933
60th percentile
Total loans
$105.2M
78th percentile
Total shares
$107.5M
61th percentile

Profitability

Return on assets
1.86%
89th percentile
Net interest margin
4.69%
92th percentile
Efficiency ratio
53.02%
78th percentile
Non-interest income ratio
16.47%
46th percentile

Capital & Risk

Net worth ratio
8.32%
5th percentile
Delinquency rate
0.24%
84th percentile
Net charge-off rate
1.41%
5th percentile
Loan-to-share
97.85%
94th percentile

Growth

Member growth YoY
-2.98%
24th percentile
Asset growth YoY
13.22%
94th percentile
Loan growth YoY
18.63%
96th percentile
Share growth YoY
8.27%
82th percentile

Operations

Members / branch
8,933
97th percentile
Assets / member
$14,483
50th percentile
Field of membership penetration
0.94%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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