Seaport

ELIZABETH, NJ · 1 · Charter #19185 · www.seaportfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$106.1M
50th percentile
Members
5,636
31th percentile
Total loans
$46.9M
36th percentile
Total shares
$90.5M
50th percentile

Profitability

Return on assets
0.61%
23th percentile
Net interest margin
3.19%
25th percentile
Efficiency ratio
74.63%
14th percentile
Non-interest income ratio
29.67%
92th percentile

Capital & Risk

Net worth ratio
13.49%
64th percentile
Delinquency rate
0.36%
75th percentile
Net charge-off rate
0.35%
48th percentile
Loan-to-share
51.79%
22th percentile

Growth

Member growth YoY
3.39%
88th percentile
Asset growth YoY
9.00%
85th percentile
Loan growth YoY
4.13%
66th percentile
Share growth YoY
10.90%
90th percentile

Operations

Members / branch
1,879
18th percentile
Assets / member
$18,827
80th percentile
Field of membership penetration
56.36%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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