Diamond Valley

Evansville, IN · 1 · Charter #14135 · www.diamondvalleyfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$172.2M
80th percentile
Members
22,187
99th percentile
Total loans
$67.6M
57th percentile
Total shares
$149.2M
81th percentile

Profitability

Return on assets
1.20%
62th percentile
Net interest margin
4.04%
71th percentile
Efficiency ratio
71.31%
23th percentile
Non-interest income ratio
27.74%
89th percentile

Capital & Risk

Net worth ratio
13.02%
60th percentile
Delinquency rate
0.82%
44th percentile
Net charge-off rate
0.93%
13th percentile
Loan-to-share
45.30%
14th percentile

Growth

Member growth YoY
0.36%
63th percentile
Asset growth YoY
3.68%
48th percentile
Loan growth YoY
-4.58%
19th percentile
Share growth YoY
3.09%
47th percentile

Operations

Members / branch
4,437
76th percentile
Assets / member
$7,763
4th percentile
Field of membership penetration
14.79%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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