Berean

Chicago, IL · 2 · Charter #66089
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$191.0K
1th percentile
Members
263
9th percentile
Total loans
$9.3K
1th percentile
Total shares
$151.9K
2th percentile

Profitability

Return on assets
2.80%
97th percentile
Net interest margin
1.62%
2th percentile
Efficiency ratio
86.70%
15th percentile
Non-interest income ratio
92.31%
100th percentile

Capital & Risk

Net worth ratio
19.24%
71th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
6.14%
1th percentile

Growth

Member growth YoY
1.54%
81th percentile
Asset growth YoY
-1.72%
31th percentile
Loan growth YoY
3.79%
75th percentile
Share growth YoY
4.13%
70th percentile

Operations

Members / branch
263
11th percentile
Assets / member
$726
1th percentile
Field of membership penetration
52.60%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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