Northwest Municipal

Des Plaines, IL · 1 · Charter #17752 · www.mynmfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$39.7M
90th percentile
Members
1,778
60th percentile
Total loans
$17.6M
84th percentile
Total shares
$34.2M
90th percentile

Profitability

Return on assets
1.33%
73th percentile
Net interest margin
2.79%
14th percentile
Efficiency ratio
31.55%
96th percentile
Non-interest income ratio
2.97%
24th percentile

Capital & Risk

Net worth ratio
13.80%
42th percentile
Delinquency rate
0.20%
71th percentile
Net charge-off rate
0.13%
59th percentile
Loan-to-share
51.35%
37th percentile

Growth

Member growth YoY
0.91%
77th percentile
Asset growth YoY
4.84%
73th percentile
Loan growth YoY
18.25%
95th percentile
Share growth YoY
4.00%
70th percentile

Operations

Members / branch
1,778
73th percentile
Assets / member
$22,321
97th percentile
Field of membership penetration
33.33%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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