Postal Family Credit Union, Inc.

CINCINNATI, OH · 3 · Charter #97079 · www.urmycu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$65.8M
17th percentile
Members
4,061
14th percentile
Total loans
$36.5M
22th percentile
Total shares
$53.6M
14th percentile

Profitability

Return on assets
1.10%
55th percentile
Net interest margin
4.01%
69th percentile
Efficiency ratio
71.12%
23th percentile
Non-interest income ratio
13.23%
31th percentile

Capital & Risk

Net worth ratio
17.70%
89th percentile
Delinquency rate
0.41%
72th percentile
Net charge-off rate
0.11%
82th percentile
Loan-to-share
68.17%
50th percentile

Growth

Member growth YoY
-5.73%
9th percentile
Asset growth YoY
2.74%
40th percentile
Loan growth YoY
0.27%
44th percentile
Share growth YoY
2.12%
39th percentile

Operations

Members / branch
2,031
22th percentile
Assets / member
$16,205
64th percentile
Field of membership penetration
19.62%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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