Service Plus

Moline, IL · 2 · Charter #65770 · www.service-pluscu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$35.0M
84th percentile
Members
1,594
55th percentile
Total loans
$18.5M
86th percentile
Total shares
$30.8M
86th percentile

Profitability

Return on assets
1.32%
73th percentile
Net interest margin
3.16%
23th percentile
Efficiency ratio
55.24%
75th percentile
Non-interest income ratio
15.05%
69th percentile

Capital & Risk

Net worth ratio
11.65%
27th percentile
Delinquency rate
0.29%
66th percentile
Net charge-off rate
0.06%
65th percentile
Loan-to-share
59.85%
49th percentile

Growth

Member growth YoY
-0.50%
61th percentile
Asset growth YoY
7.63%
86th percentile
Loan growth YoY
-1.35%
57th percentile
Share growth YoY
8.06%
87th percentile

Operations

Members / branch
1,594
67th percentile
Assets / member
$21,940
97th percentile
Field of membership penetration
53.13%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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