Gain

Burbank, CA · 1 · Charter #3943 · www.gainfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$442.0M
49th percentile
Members
20,404
26th percentile
Total loans
$246.6M
36th percentile
Total shares
$412.7M
56th percentile

Profitability

Return on assets
0.05%
6th percentile
Net interest margin
2.39%
6th percentile
Efficiency ratio
72.93%
6th percentile
Non-interest income ratio
20.44%
58th percentile

Capital & Risk

Net worth ratio
8.31%
8th percentile
Delinquency rate
0.31%
86th percentile
Net charge-off rate
0.25%
70th percentile
Loan-to-share
59.76%
12th percentile

Growth

Member growth YoY
-0.30%
40th percentile
Asset growth YoY
2.18%
26th percentile
Loan growth YoY
0.65%
31th percentile
Share growth YoY
2.46%
32th percentile

Operations

Members / branch
10,202
94th percentile
Assets / member
$21,662
82th percentile
Field of membership penetration
40.81%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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