State Department

ALEXANDRIA, VA · 1 · Charter #435 · www.sdfcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.9B
66th percentile
Members
85,016
33th percentile
Total loans
$1.5B
51th percentile
Total shares
$2.4B
66th percentile

Profitability

Return on assets
0.35%
11th percentile
Net interest margin
2.27%
7th percentile
Efficiency ratio
41.58%
85th percentile
Non-interest income ratio
11.17%
10th percentile

Capital & Risk

Net worth ratio
10.54%
45th percentile
Delinquency rate
1.00%
28th percentile
Net charge-off rate
0.85%
21th percentile
Loan-to-share
63.75%
9th percentile

Growth

Member growth YoY
-3.34%
9th percentile
Asset growth YoY
1.15%
17th percentile
Loan growth YoY
2.23%
31th percentile
Share growth YoY
1.32%
16th percentile

Operations

Members / branch
14,169
91th percentile
Assets / member
$34,550
97th percentile
Field of membership penetration
22.54%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for State Department?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo