Unified Homeowners of Illinois

CHICAGO, IL · 1 · Charter #24767 · www.uhifcu.virtualcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$505.1K
4th percentile
Members
298
10th percentile
Total loans
$293.6K
6th percentile
Total shares
$465.6K
5th percentile

Profitability

Return on assets
-14.89%
0th percentile
Net interest margin
6.20%
96th percentile
Efficiency ratio
188.52%
1th percentile
Non-interest income ratio
58.36%
98th percentile

Capital & Risk

Net worth ratio
7.76%
4th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
63.07%
53th percentile

Growth

Member growth YoY
-0.67%
59th percentile
Asset growth YoY
-14.60%
2th percentile
Loan growth YoY
49.40%
99th percentile
Share growth YoY
-2.79%
30th percentile

Operations

Members / branch
298
13th percentile
Assets / member
$1,695
3th percentile
Field of membership penetration
13.24%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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