Minnco

Cambridge, MN · 2 · Charter #63639 · www.minnco.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$601.8M
68th percentile
Members
36,957
69th percentile
Total loans
$361.0M
62th percentile
Total shares
$519.6M
69th percentile

Profitability

Return on assets
0.92%
45th percentile
Net interest margin
2.98%
22th percentile
Efficiency ratio
58.66%
52th percentile
Non-interest income ratio
21.87%
69th percentile

Capital & Risk

Net worth ratio
9.49%
26th percentile
Delinquency rate
0.69%
53th percentile
Net charge-off rate
0.36%
56th percentile
Loan-to-share
69.47%
26th percentile

Growth

Member growth YoY
9.15%
96th percentile
Asset growth YoY
14.98%
96th percentile
Loan growth YoY
10.04%
81th percentile
Share growth YoY
9.73%
87th percentile

Operations

Members / branch
4,620
50th percentile
Assets / member
$16,285
52th percentile
Field of membership penetration
1.26%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Minnco?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo