East Orange Firemens

Bloomfield, NJ · 1 · Charter #11014 · www.eoffcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.6M
40th percentile
Members
804
30th percentile
Total loans
$4.8M
43th percentile
Total shares
$7.1M
38th percentile

Profitability

Return on assets
0.61%
41th percentile
Net interest margin
4.05%
53th percentile
Efficiency ratio
41.08%
91th percentile
Non-interest income ratio
0.20%
8th percentile

Capital & Risk

Net worth ratio
26.59%
89th percentile
Delinquency rate
5.77%
6th percentile
Net charge-off rate
2.05%
6th percentile
Loan-to-share
68.71%
61th percentile

Growth

Member growth YoY
2.16%
85th percentile
Asset growth YoY
-0.60%
38th percentile
Loan growth YoY
-12.76%
16th percentile
Share growth YoY
-1.67%
36th percentile

Operations

Members / branch
804
38th percentile
Assets / member
$11,986
71th percentile
Field of membership penetration
98.05%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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