Vidor Teachers

Vidor, TX · 1 · Charter #21368
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.3M
18th percentile
Members
471
16th percentile
Total loans
$2.3M
25th percentile
Total shares
$2.8M
19th percentile

Profitability

Return on assets
0.64%
42th percentile
Net interest margin
2.62%
10th percentile
Efficiency ratio
46.41%
87th percentile
Non-interest income ratio
0.43%
10th percentile

Capital & Risk

Net worth ratio
15.82%
55th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.02%
71th percentile
Loan-to-share
83.75%
81th percentile

Growth

Member growth YoY
-2.89%
34th percentile
Asset growth YoY
2.00%
56th percentile
Loan growth YoY
4.33%
77th percentile
Share growth YoY
1.60%
56th percentile

Operations

Members / branch
471
21th percentile
Assets / member
$6,947
30th percentile
Field of membership penetration
47.10%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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