Border

Del Rio, TX · 1 · Charter #24304 · www.borderfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$258.1M
3th percentile
Members
27,587
48th percentile
Total loans
$159.7M
7th percentile
Total shares
$197.5M
0th percentile

Profitability

Return on assets
2.00%
95th percentile
Net interest margin
4.47%
95th percentile
Efficiency ratio
70.89%
9th percentile
Non-interest income ratio
40.90%
99th percentile

Capital & Risk

Net worth ratio
17.82%
97th percentile
Delinquency rate
0.59%
62th percentile
Net charge-off rate
0.58%
33th percentile
Loan-to-share
80.84%
52th percentile

Growth

Member growth YoY
0.59%
50th percentile
Asset growth YoY
7.00%
66th percentile
Loan growth YoY
8.13%
73th percentile
Share growth YoY
7.14%
72th percentile

Operations

Members / branch
5,517
67th percentile
Assets / member
$9,354
2th percentile
Field of membership penetration
14.29%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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