The Police

SAN BRUNO, CA · 2 · Charter #60968 · www.thepolicecu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0B
3th percentile
Members
38,513
1th percentile
Total loans
$547.1M
2th percentile
Total shares
$929.7M
9th percentile

Profitability

Return on assets
0.30%
9th percentile
Net interest margin
2.70%
21th percentile
Efficiency ratio
69.94%
2th percentile
Non-interest income ratio
20.99%
68th percentile

Capital & Risk

Net worth ratio
12.22%
73th percentile
Delinquency rate
0.38%
83th percentile
Net charge-off rate
0.36%
69th percentile
Loan-to-share
58.85%
5th percentile

Growth

Member growth YoY
-8.15%
4th percentile
Asset growth YoY
-0.35%
11th percentile
Loan growth YoY
-2.75%
9th percentile
Share growth YoY
-1.94%
5th percentile

Operations

Members / branch
7,703
51th percentile
Assets / member
$27,238
91th percentile
Field of membership penetration
27.51%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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