Camino

Montebello, CA · 1 · Charter #4633 · www.caminofcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$178.3M
82th percentile
Members
12,606
82th percentile
Total loans
$131.6M
91th percentile
Total shares
$150.4M
82th percentile

Profitability

Return on assets
0.68%
27th percentile
Net interest margin
3.84%
60th percentile
Efficiency ratio
70.57%
25th percentile
Non-interest income ratio
19.46%
61th percentile

Capital & Risk

Net worth ratio
12.22%
50th percentile
Delinquency rate
1.70%
14th percentile
Net charge-off rate
0.55%
28th percentile
Loan-to-share
87.50%
82th percentile

Growth

Member growth YoY
0.43%
63th percentile
Asset growth YoY
2.47%
38th percentile
Loan growth YoY
-1.08%
35th percentile
Share growth YoY
1.71%
35th percentile

Operations

Members / branch
12,606
99th percentile
Assets / member
$14,147
47th percentile
Field of membership penetration
25.21%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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