Columbia

Columbia, MO · 2 · Charter #62930 · www.como-cu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.1M
81th percentile
Members
2,129
69th percentile
Total loans
$19.7M
88th percentile
Total shares
$29.5M
84th percentile

Profitability

Return on assets
0.18%
22th percentile
Net interest margin
5.20%
87th percentile
Efficiency ratio
94.13%
9th percentile
Non-interest income ratio
16.34%
73th percentile

Capital & Risk

Net worth ratio
9.68%
14th percentile
Delinquency rate
0.09%
78th percentile
Net charge-off rate
0.01%
72th percentile
Loan-to-share
66.78%
59th percentile

Growth

Member growth YoY
1.77%
82th percentile
Asset growth YoY
8.01%
88th percentile
Loan growth YoY
10.74%
90th percentile
Share growth YoY
8.50%
88th percentile

Operations

Members / branch
2,129
80th percentile
Assets / member
$15,536
87th percentile
Field of membership penetration
1.33%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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