U B C Southern Council Industria Wo

MINDEN, LA · 1 · Charter #22219
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$783.4K
6th percentile
Members
347
12th percentile
Total loans
$538.8K
10th percentile
Total shares
$374.7K
4th percentile

Profitability

Return on assets
1.14%
65th percentile
Net interest margin
9.02%
100th percentile
Efficiency ratio
81.47%
21th percentile
Non-interest income ratio
6.83%
40th percentile

Capital & Risk

Net worth ratio
39.06%
97th percentile
Delinquency rate
0.47%
59th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
143.78%
99th percentile

Growth

Member growth YoY
-5.45%
15th percentile
Asset growth YoY
-5.96%
13th percentile
Loan growth YoY
-7.49%
32th percentile
Share growth YoY
-1.79%
36th percentile

Operations

Members / branch
no peer data
Assets / member
$2,258
5th percentile
Field of membership penetration
57.83%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for U B C Southern Council Industria Wo?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo