Banner

Phoenix, AZ · 1 · Charter #11680 · www.bannerfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$64.8M
16th percentile
Members
6,751
42th percentile
Total loans
$24.5M
8th percentile
Total shares
$56.2M
18th percentile

Profitability

Return on assets
1.16%
58th percentile
Net interest margin
3.76%
56th percentile
Efficiency ratio
69.92%
27th percentile
Non-interest income ratio
26.43%
87th percentile

Capital & Risk

Net worth ratio
13.15%
61th percentile
Delinquency rate
0.60%
57th percentile
Net charge-off rate
0.33%
50th percentile
Loan-to-share
43.63%
11th percentile

Growth

Member growth YoY
-2.65%
27th percentile
Asset growth YoY
1.66%
32th percentile
Loan growth YoY
-6.07%
14th percentile
Share growth YoY
-0.46%
20th percentile

Operations

Members / branch
1,350
6th percentile
Assets / member
$9,598
12th percentile
Field of membership penetration
13.50%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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