Sunflower

Valley Center, KS · 1 · Charter #3868
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$336.5K
2th percentile
Members
100
1th percentile
Total loans
$283.4K
6th percentile
Total shares
$291.8K
3th percentile

Profitability

Return on assets
-0.26%
11th percentile
Net interest margin
7.91%
99th percentile
Efficiency ratio
108.61%
4th percentile
Non-interest income ratio
8.98%
49th percentile

Capital & Risk

Net worth ratio
13.48%
40th percentile
Delinquency rate
9.28%
3th percentile
Net charge-off rate
-0.94%
99th percentile
Loan-to-share
97.13%
92th percentile

Growth

Member growth YoY
-1.96%
44th percentile
Asset growth YoY
-6.96%
11th percentile
Loan growth YoY
-14.91%
12th percentile
Share growth YoY
-8.00%
12th percentile

Operations

Members / branch
100
3th percentile
Assets / member
$3,365
8th percentile
Field of membership penetration
80.00%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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