Enlighten

JACKSON, TN · 1 · Charter #20662 · www.enlightenfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.8M
57th percentile
Members
1,395
49th percentile
Total loans
$3.3M
33th percentile
Total shares
$14.4M
57th percentile

Profitability

Return on assets
1.38%
75th percentile
Net interest margin
4.14%
57th percentile
Efficiency ratio
69.70%
43th percentile
Non-interest income ratio
16.00%
72th percentile

Capital & Risk

Net worth ratio
13.78%
42th percentile
Delinquency rate
0.57%
55th percentile
Net charge-off rate
-0.00%
91th percentile
Loan-to-share
23.24%
7th percentile

Growth

Member growth YoY
-5.30%
16th percentile
Asset growth YoY
5.45%
76th percentile
Loan growth YoY
-16.64%
9th percentile
Share growth YoY
4.61%
73th percentile

Operations

Members / branch
1,395
61th percentile
Assets / member
$12,038
71th percentile
Field of membership penetration
55.80%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Enlighten?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo