Otoe-Missouria

Red Rock, OK · 1 · Charter #24910 · www.OtoeMissouriafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
18th percentile
Members
720
26th percentile
Total loans
$2.1M
24th percentile
Total shares
$3.1M
21th percentile

Profitability

Return on assets
0.75%
48th percentile
Net interest margin
7.14%
98th percentile
Efficiency ratio
88.98%
13th percentile
Non-interest income ratio
39.56%
96th percentile

Capital & Risk

Net worth ratio
10.94%
22th percentile
Delinquency rate
4.10%
10th percentile
Net charge-off rate
2.52%
4th percentile
Loan-to-share
67.98%
60th percentile

Growth

Member growth YoY
4.65%
93th percentile
Asset growth YoY
1.29%
51th percentile
Loan growth YoY
-13.91%
14th percentile
Share growth YoY
2.19%
59th percentile

Operations

Members / branch
720
34th percentile
Assets / member
$4,851
16th percentile
Field of membership penetration
17.56%
30th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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